This means that the deposit could hit your account at any time between midnight and 9:00 AM EST. No, Chime will deposit your money into your Chime account right after they receive the deposit. Weekends & Federal Holidays: No direct deposits processedĭoes Chime Direct Deposit Hit at Midnight?.Here’s when you should expect direct deposit in your Chime account at the latest: If you haven’t received your Chime direct deposit 2 days early your employer or your employer's bank has likely processed things too slowly. In that case, you should receive your Chime direct deposit 2 days before your payday because Chime doesn’t hold direct deposits for 2 days like traditional banks do.

How long it will actually take for the direct deposit to hit your account largely depends on how fast your employer or benefits provider and their bank process things.Įmployers usually submit their payroll 5 workdays before payday to their bank. This, however, is rather unusual, usually, you will receive your direct deposit with Chime 1-2 days before your payday. At the latest, you will receive your direct deposit at 9:00 AM EST on your payday. Is that true and how does Chime direct deposit even work? What Time Does Chime Direct Deposit Hit?ĭirect deposits with Chime will be in your Chime account up to 2 days before your payday. Chime claims you’ll get paid up to 2 days earlier when using Chime direct deposit.

Chime bank direct deposit time